If no payment is made after your due date, you'll receive a daily penalty charge of 0.17% of the unpaid principal or balance.
On your due date (15 days after the billing coverage end date), you will pay as low as 3.99% service fee* on your used credit limit and documentary stamp tax equivalent to 0.75% x 30/365 of your used limit. You may pay up to 30 days for as low as 3.99% service fee on your used credit limit. The minimum credit limit is ₱500 and the maximum is ₱15,000. Shop and QR payments via Maya Credit will be available soon! You can use it for your daily or monthly spending needs by transferring your available credit to your Maya Wallet or via web checkout. Maya Credit works just like a credit card without the hassle of applying for a loan. Your credit limit gets replenished after payments are made. You can do multiple transactions with your Maya Credit as long as your credit limit is not used up. Maya Credit is Maya's short-term credit product that gives customers a credit line of up to ₱15,000 to pay for emergencies, bills, load, and online purchases.
